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Low Rate Auto Loans

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Vehicle loan financing the simple way

Car, truck or RV...if it's got wheels, we've got a loan. Enjoy driving the vehicle you want, with payments you can afford! Discover the benefit of being pre-approved with U1 before visiting a dealership. 

We'll help you buy a new or used vehicle, or refinance your current loan. A quick and easy online process with the low car loan rates and flexible terms you want!

The best part?

  • Low rates
  • Flexible terms
  • Quick & simple online or mobile-friendly application
  • No-hassle processing
  • No hidden fees
  • Over 85 years of reliable, local car financing service

Let’s go!

Auto Rates
TypeTermRates as low asAPR
2023 - Newer Up to 63 months 6.49% 6.55%
*APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. APR shown is based on a $25,000 loan with a $40 application fee for 63 months and a monthly payment of $470.07.
2017 - 2022 Up to 63 months 6.79% 6.85%
*APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. APR shown is based on a $25,000 loan with a $40 application fee for 63 months and a monthly payment of $473.61.
For additional Auto rates and terms, please call 800-762-9555, option 0.

Understanding Auto Loans

It’s important to know how auto loans work before making a decision. Auto loans allow you to spread the cost of a vehicle over time, making it more affordable and manageable. However, jumping into a loan without understanding the key details can cause unnecessary stress. To learn more, watch our Understanding Auto Loans video for helpful insights and tips.


Want more convenience?

Make payments & manage your account easily

Sign up for U1 Online and Mobile Banking. Download the U1 Mobile App below. 

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Car Loan Calculator

Need help or have question on applying for an auto loan? Our dedicated member services team can answer your questions and provide additional information! Send a chat message, email, give us a call or fill out the form below.

SCHEDULE AN APPOINTMENT

memberservices@u1cu.org | 800-762-9555 opt. 0

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*APR = Annual Percentage Rate. Loan rate not lower than 6.49%. All loans are subject to credit approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Other restrictions may apply. Rate and terms subject to change.

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