Home > Everyday Banking > Health Savings Account
Ensure financial security for your health
Health is important. If you are one of the millions with a Health Savings Account (HSA) or need one setup, you know it’s crucial to have additional financial security for your health. U1's HSA makes health care more affordable and allows you to pay for qualified medical expenses tax free.
U1’s HSA comes with:
- Highly competitive dividend rate
- No monthly fee
- Free HSA debit card
- Free box of HSA checks*
- Investment options on balances $1,000+
Click the apply button below to fill out the HSA application. Mail, email or fax form to 1 River Park Dr, Dayton, OH 45409 I hsa@u1cu.org I Fax 937-225-8425
Apply
Health Savings Account
| Type | Min. Balance | Rate | APY |
| HSA |
- |
0.75% |
0.75% |
| HSA 3 Month Certificate |
$1,000.00 |
1.00% |
1.00% |
Am I eligible? YES, if...
- You belong to a Select Employee Group (SEG), or
- Live, work, worship or attend school locally, or
- Have a family member with a U1 account
- Learn more
HSA Contribution Limits**
|
Year
|
Self-Only Coverage
|
If age 55 or older
|
Family Coverage
|
If age 55 or older
|
|
2023
|
$3,850
|
$4,850
|
$7,750
|
$8,850
|
|
2024
|
$4,150
|
$5,150
|
$8,300
|
$9,300
|
Need help choosing a Health Savings Account? Our dedicated member services team is here to help! Send us a chat message, schedule an appointment, email or give us a call.
SCHEDULE AN APPOINTMENT
memberservices@u1cu.org | 800-762-9555 opt. 0
*Free HSA checks, 1st box only
**These limits are subject to annual cost-of-living adjustments.
APY = Annual Percentage Yield. Dividends paid monthly. Early withdrawals of Certificates are subject to substantial dividend penalties.
Go to main navigation
