Public Wifi Risks
How often do you see signs for free Wifi access and charging stations for your mobile devices? These amenities are available for your convenience in many public spaces like coffee shops and airports. Unfortunately, cybercriminals love free Wifi and charging stations, too. Learn what you can do to stay safe.
How To Pay Off Credit Card Debt
At some point, almost everyone encounters debt—whether it's from education, a medical emergency, buying a car, or purchasing a new home. For some, debt is part of a carefully planned budget, while for others, it can pile up more quickly than expected. The good news is, no matter how much debt you have, there are practical ways to take control of your credit card balances.
Here are some effective strategies to help you get started on your debt-free journey:
Top 5 Reasons to Get a Personal Loan
Personal loans can be used for almost any expense, including debt consolidation, home improvement projects, large purchases and emergencies. Personal loans may be advertised specific to their use — home improvement loans, travel loans or medical loans — but they function the same way.
How do personal loans work?
Top 5 Facebook Scams
Facebook, now known as Meta, has over a billion users. That’s a lot of people who check their accounts regularly! Cybercriminals take advantage of Meta’s popularity to try to trick users every day. Here are the top five scams that cybercriminals use on Meta:
Winter Energy Saving Tips
As winter begins on December 21st, many of us will see colder temperatures and higher utility bills. But with a few simple adjustments and energy-saving hacks, you can stay warm without the high costs.
2024 Scams
As in previous years, many of the latest scams in 2024 will likely involve twists on time-tested scams. Scammers and fraudsters are expected to exploit new technology and emotions around major events yet to come to trick and scare people. But scammers will always have the same goal—to get your personal information or money. Learning about these latest developments will hopefully help you stay one step ahead.
Understanding Auto Loans
Knowing how auto loans work can make your journey to a new ride smooth and stress-free, plus financing through Universal 1 Credit Union (U1) comes with some fantastic benefits. Because we focus on our member, We ensure you get the best deal possible. With competitive rates, personalized service, and a member-friendly approach, we make financing easy and straightforward. Let’s break down the auto loan process together!