Top 5 Facebook Scams
Facebook, now known as Meta, has over a billion users. That’s a lot of people who check their accounts regularly! Cybercriminals take advantage of Meta’s popularity to try to trick users every day. Here are the top five scams that cybercriminals use on Meta:
Winter Energy Saving Tips
As winter begins on December 21st, many of us will see colder temperatures and higher utility bills. But with a few simple adjustments and energy-saving hacks, you can stay warm without the high costs.
2024 Scams
As in previous years, many of the latest scams in 2024 will likely involve twists on time-tested scams. Scammers and fraudsters are expected to exploit new technology and emotions around major events yet to come to trick and scare people. But scammers will always have the same goal—to get your personal information or money. Learning about these latest developments will hopefully help you stay one step ahead.
Understanding Auto Loans
Knowing how auto loans work can make your journey to a new ride smooth and stress-free, plus financing through Universal 1 Credit Union (U1) comes with some fantastic benefits. Because we focus on our member, We ensure you get the best deal possible. With competitive rates, personalized service, and a member-friendly approach, we make financing easy and straightforward. Let’s break down the auto loan process together!
What Is A Credit Score And Why Is It Important?
Your credit score, usually between 300 and 850, is a prediction of your creditworthiness – indicating how likely you are to repay a loan on time. A credit score gives lenders a brief overview of your repayment history and ability to repay loans. A high credit score suggests to financial institutions that you will make timely loan payments. A low credit score indicates that there is a higher risk that you will not repay a loan. Your credit score can affect not only if you can qualify for a loan, but also the interest rate you may pay on the loan.
Take The Pain Out Of Buying A Car
Many consumers have waited to buy a car in recent years as prices and interest rates have soared. Interest rates remain high, but car prices are starting to come down in 2024. On average, new cars are being sold at 97 percent of list price compared to 102 percent in 2022, according to Kiplinger.com. If you must buy a car this year, here are a few tips to help you buy the car you need at a price you can afford.
Lost Wallet: Here's What To Do
At Universal 1 Credit Union, we understand that unexpected situations can arise. Suddenly, your wallet is securely tucked away, and the next moment, you're left wondering where it went and how you'll manage daily expenses.
It’s important to be prepared. Follow this comprehensive guide to minimize liability and protect your identity in case your wallet goes missing. Remember to maintain a record of your actions, including who you contacted and when.