FALL NEWSLETTER 2025
Thank You For Your Support During Our System Upgrade!
This upgrade is more than just a system change — it is a vital step in supporting our purpose of working together on your journey to financial empowerment, and it reinforces our mission of Where U Come 1st!
With the new U1 Core, we are better equipped to offer a more member-friendly experience, featuring enhanced ease of use, faster service, and better connectivity with the tools and services you rely on.
We're excited about the opportunities this transformation brings and remain committed to serving you better every day.
Have questions about our System Upgrade? For quick answers, visit our FAQ's page and check out our Online and Mobile Banking Tutorials. These resources are a great first step for help with common questions.
If you have additional questions, please reach out to Member Services:
800.543.5000 option 0 | memberservices@u1cu.org
RIVER PARK SERVICE CENTER REOPENING - PARDON OUR DUST
We’re excited to welcome you back to the newly renovated River Park Service Center! While we're still adding the final touches, we couldn't wait any longer to welcome you into our refreshed space. Starting Monday, October 6th, please use the main entrance to access our newly renovated facility.
What's New?
- A fresh, modernized service center designed with you in mind.
- A brand new ATM - now fully operational and available 24/7, conveniently located near the back of the parking lot.
We truly appreciate your patience during the renovation process. We can't wait for you to experience the improvements!
2025 ANNUAL MEETING
Our Annual Meeting will be held on Tuesday, January 20, 2026, at 4:00 p.m. Like our previous meeting, this year's meeting will be held virtually. Keep an eye on your email and our website for information on how to submit your eProxy and access the virtual meeting.
GBQ PARTNER NOTICE
Annually, a randomly-selected group of members will receive an account verification letter in the mail from our auditing firm, GBQ Partners. If you receive one of these letters, please complete it and return in the postage paid envelope that accompanies the letter. Thank you for your cooperation.
HOLIDAY CLOSINGS
Columbus Day:
Monday, October 13, 2025: Closed
Veterans' Day:
Tuesday, November 11, 2025: Closed
Thanksgiving Day:
Tuesday, November 27, 2025: Closed
Stay connected with your accounts through Online Banking: www.u1cu.org/mobile.
For a complete list of holiday closings, visit www.u1cu.org/holiday-hours.
U1'S VIP AUTO RATES JUST DROPPED - AGAIN!
When you apply with us directly, we roll out more than just the red carpet - we roll back your rate! Our VIP Auto Rates are designed to offer you exclusive benefits and competitive financing, making it easier, faster and more affordable to get behind the wheel of your dream car.
Rates now as low as 3.99% APR*
U1'S HOME REMEDY LOAN
We've completed our renovations, now it's time for yours!
Take advantage of our Home Remedy Loan with even lower rates and a No Closing Cost Option**
Use it for repairs, remodeling, debt payoff or that dream getaway. Get started on the loan that works for you!
EXCLUSIVE MEMBER TICKET GIVEAWAY DAYTON LIVE PRESENTS: CLASSIC ALBUMS LIVE PERFORMS PINK FLOYD: DARK SIDE OF THE MOON
As a valued U1 member, you have an exclusive opportunity to win 2 tickets to the Friday, October 17, Classic Albums Live Performs Pink Floyd: Dark Side Of The Moon at the Victoria Theatre at 7:30 PM!
Note for note. Cut for cut. That’s what you’ll experience live at the Victoria Theatre with Classic Albums Live concerts. This unique series recreates classic rock albums in their entirety. Not a cover band, not an impersonation, these world-class musicians go to great lengths to faithfully create every sound on the original album in a concert setting.
The winner will be notified on or around October 10, 2025.
Thank you for being part of U1—good luck!
We are proud to showcase the U1 Music Series at Dayton Live! Check out the schedule of upcoming performances and experience the best in live entertainment.
*APR = Annual Percentage Rate. Loan rate not lower than 3.99%. All loans are subject to credit approval and may vary based on creditworthiness and amount financed. Financing through Universal 1 Credit Union may offer discounted rates compared to dealership financing. Vehicle loans can only be refinanced once every 12 months, and refinancing is subject to approval. Rates, terms, and conditions are subject to change. APR shown is based on a $25,000 loan with a $40 application fee for 48, 63, 75 & 84 months, respectively.
**APR = Annual Percentage Rate. Loan rate not lower than 6.25%. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. No closing costs with a $15,000 minimum initial loan amount; cannot be used towards U1 existing loans or debt. Property insurance is required. Flood insurance and Private Mortgage Insurance (PMI) may be required. Program subject to change.
« Return to "News & Events" Go to main navigation