Home Remedy Loan: Fix It with Confidence

Home Remedy Loan: Fix It with Confidence

Whether there is an unexpected plumbing issue, broken furnace, or overdue home upgrades, home expenses can sneak up fast. Instead of putting off these repairs and dipping into savings, there’s another way to approach these costs. Universal 1’s (U1) Home Remedy Loan makes it easier to afford home repairs, improvements or major life expenses by tapping into the home equity you’ve built over time.  Designed for homeowners, this loan helps reduce financial stress of necessary upgrades and unexpected costs.

What is the Home Remedy Loan?

U1’s Home Remedy Loan is a flexible solution for homeowners that gives you fast access to funds for home-related expenses. With a low fixed rate as low as 6.88% and no annual fees, this loan is like a second mortgage that comes with flexible terms and a no closing cost option!*

When Should You Use It?

Common scenarios where a home remedy loan would come in handy:

• Emergency repairs - HVAC, electrical, plumbing, etc.
• Minor renovations - kitchen overhaul, flooring, etc.
• Seasonal prep - new windows, insulation, etc.
• Debt consolidation
• Major life purchase - wedding expenses, vacation, etc.

Key Benefits

• Low fixed rates
• No Closing Cost Option*
• Flexible repayment terms
• Quick application and approval process
• No hidden fees

Why Choose U1?

At U1, we put our members first. With local service and a commitment to financial well-being, we’re here to make borrowing simple and stress-free, just the way it should be.

Next Steps

To get started you can apply online, stop by a Service Center, or give us a call - our team is ready to walk you through the process, no jargon, no long waits. We’ll take the time to understand your specific needs and walk you through the process, step by step.

SCHEDULE AN APPOINTMENT
lending@u1cu.org  |  800-762-9555 ext 5  |  NMLS #652486 | Equal Housing Opportunity

Home repairs don’t need to throw off your finances. Make it affordable without the financial strain. Turn your home’s value into the solutions your need today!