SPRING NEWSLETTER 2024
U1 VIP AUTO RATES:
THE ULTIMATE IN CAR FINANCING
AS LOW AS 4.95%APR*
Our VIP Auto Rates are designed to offer you exclusive benefits and competitive financing, making it easier, faster and more affordable to get behind the wheel of your dream car - whether new or pre-owned.
VIP Auto Loans Offer:
- Exclusive Interest Rates
- Flexible Terms
- Quick & Easy Approval
- Personalized Service
- No Hidden Fees
- Extended Warranty Options
- Refinancing Options*
We’re thrilled to celebrate Karen, who recently received a glowing 5-star review from one of our members! Congratulations Karen!
"Karen was a great help in buying my first home. The process was made easy by Karen as she promptly resolved all questions and issues. I am happy to have used Universal 1 as my lender." ~ Levi B.
Thinking about buying a home? Visit our Mortgage Center to get started with expert guidance from our team!
We’re currently undergoing renovations at our River Park Service Center to create a more modern and efficient experience.
What You Need to Know:
- We’re still here for you! We are still servicing our members at River Park with limited interruptions.
- Corporate Employees: Corporate employees have temporarily moved to our Beavercreek Service Center during this renovation.
- ATM Relocation: The ATM will be relocated to a more convenient and safer location in the parking lot.
We’re proud to be headquartered in Dayton and remain committed to enhancing our environment for both U1 employees and YOU!
Thank you for your patience and support as we make these exciting changes. Keep an eye on our website and your email for updates and expected renovation dates.
WINTER WONDER LOAN
Take advantage of U1's new Winter Wonder Loan rate!
Make the season special with a loan designed for all your holiday shopping and big purchases!
SAVE MONEY AND WIN TAX SEASON
Members can save 20% on TurboTax®, whether you file yourself or have an expert file for you. Or save up to $25 on in-office tax prep services from H&R Block and get your taxes done by professionals. Plus, enter for a chance to win $10,000 in the Love My Credit Union® Rewards Tax Time Sweepstakes.
Start today and save!
Visit taxservices.lovemycreditunion.org for offer details and disclaimers.
BLOG POST: How To Pay Off Credit Card Debt
At some point, almost everyone encounters debt—whether it's from education, a medical emergency, buying a car, or purchasing a new home. For some, debt is part of a carefully planned budget, while for others, it can pile up more quickly than expected. The good news is, no matter how much debt you have, there are practical ways to take control of your credit card balances.
We’re currently undergoing renovations at our River Park Service Center to create a more modern and efficient experience.
What You Need to Know:
- We’re still here for you! We are still servicing our members at River Park with limited interruptions.
- Corporate Employees: Corporate employees have temporarily moved to our Beavercreek Service Center during this renovation.
- ATM Relocation: The ATM will be relocated to a more convenient and safer location in the parking lot.
We’re proud to be headquartered in Dayton and remain committed to enhancing our environment for both U1 employees and YOU!
Thank you for your patience and support as we make these exciting changes. Keep an eye on our website and your email for updates and expected renovation dates.
ROSE MUSIC CENTER 2025 CALENDAR
We are proud to showcase the U1 Box Office at the Rose Music Center. Save money on ticket fees by purchasing your tickets in person at the U1 box office!
For additional information or to purchase tickets online, please visit
The Rose Music Center U1 Box Office.
View The 2025 Event List
for upcoming shows and details!
*APR = Annual Percentage Rate. Loan rate not lower than 4.95%. All loans are subject to credit approval and may vary based on creditworthiness and amount financed. Financing through Universal 1 Credit Union may offer discounted rates compared to dealership financing. Vehicle loans can only be refinanced once every 12 months, and refinancing is subject to approval. Rates, terms, and conditions are subject to change. APR shown is based on a $25,000 loan with a $40 application fee for 63 months. Auto Loan Payment Example: loan amount of $25,000 for a 2024 or newer automobile and term of 63 months at 4.95% will have a monthly payment of $451.43. The example disclosed above is for our highest qualified borrowers.
**Funds available for a limited time, promotion offered at Universal 1 Credit Union’s or Federal Home Loan Bank of Cincinnati’s discretion. Limitations may apply. Grants are limited to $25,000 for homebuyers who are honorably discharged veterans, active duty military personnel, reservists or surviving spouses of service personnel and $20,000 for all other homebuyers. Available for qualified applicants on new home purchase loans only. Contact our mortgage number (800.762.9555, ext. 424) for more information.
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