SPRING NEWSLETTER 2025
U1 VIP AUTO RATES:
THE ULTIMATE IN CAR FINANCING
AS LOW AS 4.95%APR*
Our VIP Auto Rates are designed to offer you exclusive benefits and competitive financing, making it easier, faster and more affordable to get behind the wheel of your dream car - whether new or pre-owned.
VIP Auto Loans Offer:
- Exclusive Interest Rates
- Flexible Terms
- Quick & Easy Approval
- Personalized Service
- No Hidden Fees
- Extended Warranty Options
- Refinancing Options*
WELCOME HOME GRANT
U1 can offer a grant available towards your down payment and closing costs up to $20,000 with the Welcome Home Program**.
Welcome Home funds will be available for reservation on a first-come, first-served basis beginning at 8:00 a.m. EST on March 3, 2025, and will remain available until all funds have been reserved. Kickstart your homeownership and reserve your spot today!
2025 GLEN R KERSHNER MEMORIAL SCHOLARSHIP
Every year U1 offers a $1,000 Scholarship in honor of Glen R Kershner and you could be our winner this year!
SAVE MONEY AND WIN TAX SEASON
Members can save 20% on TurboTax®, whether you file yourself or have an expert file for you. Or save up to $25 on in-office tax prep services from H&R Block and get your taxes done by professionals.
Plus, enter for a chance to win $10,000 in the Love My Credit Union® Rewards Tax Time Sweepstakes.
WHAT OUR MEMBERS ARE SAYING
We’re thrilled to celebrate Karen, who recently received a glowing 5-star review from one of our members! Congratulations Karen!
"Karen was a great help in buying my first home. The process was made easy by Karen as she promptly resolved all questions and issues. I am happy to have used Universal 1 as my lender." ~ Levi B.
Thinking about buying a home? Visit our Mortgage Center to get started with expert guidance from our team!
BLOG POST: WHAT IS A DRIVE-BY DOWNLOAD?
Drive-by downloads exploit security flaws in your computer to secretly install malicious files without you even knowing. Learn how to protect yourself.
GO RED FOR WOMEN
United by the passion to end heart disease and stroke in women, tens of thousands gather each year for Go Red for Women luncheons across the country. Local leaders, survivors, and advocates unite to inspire, educate, and create a healthier future for all women.
A special thanks to our very own Jessica Jones, U1 Credit Union CEO/President, for supporting women's heart health at the 2025 Go Red for Women Luncheon.
Your involvement, whether as a survivor, donor, or volunteer - helps raise awareness that could save lives
Help by donating at Go Red for Women
SOUPER BOWL OF CARING
Our Souper Bowl of Caring food drive has officially concluded, and we want to extend a heartfelt thank you to everyone who donated! Your contributions help make a lasting impact on those facing food insecurity in our community.
You can still make a difference by donating directly to this worthy cause and helping to Tackle Hunger in our communities.
Donate Here: For Love Of Children (FLOC) and The Foodbank, Inc.
Thank you for being a part of something bigger and making a difference!
UNITY IN THE COMMUNITY
"Unity in the Community" is a collaborative initiative between Versiti Blood Center, local schools, and U1, coming together to host blood drives and address the needs of the community.
U1 extends a sincere thank you to all the schools, Versiti, and participants who made Unity in the Community a success! Your support and enthusiasm helped bring our community together, and we truly appreciate it.
FAIRBORN AND WEST CARROLLTON HIGH SCHOOLS
MIAMISBURG AND WEST CARROLLTON HIGH SCHOOLS
EXCLUSIVE MEMBER TICKET GIVEAWAY
As a valued U1 member, you have an exclusive opportunity to win four (4) tickets and a parking pass to an exciting Dayton Dragons game!
Don’t miss your chance to cheer on the Dragons with friends or family! The giveaway ends March 17, 2025. The winner will be notified March 21, 2025.
Thank you for being part of U1—good luck!
PARDON OUR DUST
We’re currently undergoing renovations at our River Park Service Center to create a more modern and efficient experience.
What You Need to Know:
- We’re still here for you! We are still servicing our members at River Park with limited interruptions.
- Corporate Employees: Corporate employees have temporarily moved to our Beavercreek Service Center during this renovation.
- ATM Relocation: The ATM will be relocated to a more convenient and safer location in the parking lot.
We’re proud to be headquartered in Dayton and remain committed to enhancing our environment for both U1 employees and YOU!
Thank you for your patience and support as we make these exciting changes. Keep an eye on our website and your email for updates and expected renovation dates.
ROSE MUSIC CENTER 2025 CALENDAR
We are proud to showcase the U1 Box Office at the Rose Music Center. Save money on ticket fees by purchasing your tickets in person at the U1 box office!
For additional information or to purchase tickets online, please visit
The Rose Music Center U1 Box Office.
View The 2025 Event List
for upcoming shows and details!
*APR = Annual Percentage Rate. Loan rate not lower than 4.95%. All loans are subject to credit approval and may vary based on creditworthiness and amount financed. Financing through Universal 1 Credit Union may offer discounted rates compared to dealership financing. Vehicle loans can only be refinanced once every 12 months, and refinancing is subject to approval. Rates, terms, and conditions are subject to change. APR shown is based on a $25,000 loan with a $40 application fee for 63 months. Auto Loan Payment Example: loan amount of $25,000 for a 2024 or newer automobile and term of 63 months at 4.95% will have a monthly payment of $451.43. The example disclosed above is for our highest qualified borrowers.
**Funds available for a limited time, promotion offered at Universal 1 Credit Union’s or Federal Home Loan Bank of Cincinnati’s discretion. Limitations may apply. Grants are limited to $25,000 for homebuyers who are honorably discharged veterans, active duty military personnel, reservists or surviving spouses of service personnel and $20,000 for all other homebuyers. Available for qualified applicants on new home purchase loans only. Contact our mortgage number (800.762.9555, ext. 424) for more information.
« Return to "News & Events" Go to main navigation